Before the typewriter was common, with business savvy and handsome handwriting, Fred Offenhauser and his partner founded our agency in 1882 in the railroad town and timber town of Texarkana. Eventually Offenhauser & Co. shared a building with the Texarkana Board of Trade, now known as the Texarkana Chamber of Commerce, and a local Boy Scout Troop 18, which we sponsored.
As a border town with saloons and gambling joints, many insurance companies shied away, but with perseverance, the agency grew to represent more than 50 companies and Mr. Fred was elected president of the National Association of Insurance Agents, as well as the Texas and Arkansas agent associations.
Offenhauser & Co. became a leader in insurance and risk management services by the roaring 1920s, doing business throughout the central U.S. with a niche for insuring publically owned electric utility companies, as well as businesses, homes and autos in the Four States Area. We were among the first to insure utilities as a pool, a forerunner for industry captives like AEGIS and OIL. We were also among the first to create proprietary policies that broadened coverage, and to do business with Lloyds of London. By the middle of the century, we had created our claims and fire protection engineering departments. Our claims department still exists, advocating and settling claims for clients.
Fred’s son in law, Josh R. Morriss, Sr., Josh R. Morriss, Jr., and now Don N. Morriss followed Mr. Fred serving as managing partner and state association president. Other agency partners continue to serve with distinction in leadership roles in the insurance industry and in the communities we serve.
Today, Offenhauser & Co.is “Your Insurance Leader” providing risk management and insurance solutions to public and private companies as well as individuals. Our five offices and new El Dorado, AR affiliate, United Insurance Agency do business in a majority of states with direct access to domestic, London and Bermudian insurance markets Our well credentialed staff has advanced degrees or designations such as Chartered Property Casualty Underwriters (CPCU), Chartered Life Underwriter (CLU), Associate in Risk Management (ARM) and Registered Professional Liability Underwriter (RPLU). Areas of expertise include risk management, construction including contract surety, schools, distribution, retail, wholesale, medical malpractice, manufacturing, oil and gas, employee benefits, executive risk (such as directors and officers, employment practices and cyber liability), employee benefits, estate planning and personal insurance.
Most importantly, our tradition of knowledge, integrity and dedication to clients continues. E-mail, websites and Facebook may have replaced Mr. Fred’s handsome handwriting, but our commitment to serve is brighter than ever.
© 2018 Offenhauser & Co.